Capital when the opportunity won't wait.

Inventory, payroll, equipment, expansion, or a slow month you need to bridge. Send three months of bank statements and we'll tell you what you qualify for.

How it works

Underwritten on revenue, not credit score.

We look at what's moving through your accounts. If the revenue is there, the credit file matters far less than it does at a bank.

STEP 1

Start your application

About five minutes. No application fee, no credit pull to start.

STEP 2

Attach your statements

Upload three months of bank statements and a few other documents right in the application.

STEP 3

Get your offers

Typically within 24 to 48 hours, with amount, term, and total cost in writing.

24–48 hrsTypical decision time
3 monthsBank statements needed
$0Application fee
Revenue-basedRepayment follows sales

What it's used for

Most merchants use it for one of these.

▦

Inventory

Buy ahead of a season, take a volume discount, or restock after a strong run.

◷

Payroll & cash flow

Bridge a slow month or a receivable that's taking longer than it should.

⚙

Equipment

Replace what broke or add capacity without waiting on a bank timeline.

⌂

Expansion

A second location, a build-out, or a lease you need to sign this month.

⇆

Consolidation

Replace several stacked positions with one cleaner structure.

◎

Opportunity

A contract, a bulk order, or a purchase that pays for itself if you can move now.

Funding application

Ready to see what you qualify for?

No application fee, no credit pull to get started, no obligation to accept an offer.

The full application takes about five minutes, including attaching your bank statements, ID, and a voided check — no separate email required.

Start your application

Not an application for credit and does not affect your credit score. Funding is provided through our lending partners, subject to underwriting.